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Hard Money Real Estate Loans
Fast, Flexible, & Hassle-Free Lending

  • 💰 15% interest / 20-year term
  • 📑 No docs or credit check
  • 🏠 Approval based on property value
Apply Now Talk to a Specialist
Hard money lending with Ironwood Finance

Why Hard Money Loans?

Unlock Capital Without the Red Tape

When opportunity knocks, you don’t have time to wait on banks. Our Hard Money Loans cut through the red tape with a fast, straightforward process that focuses on the value of your property–not your credit score. Get the capital you need quickly, with simple terms and funding you can count on.

⚡ Fast Approvals
Get funding decisions in days, not weeks, so you can act quickly on real estate opportunities.
📑 No Documentation Needed
Skip the paperwork–no income verification, tax returns, or credit checks required.
🏠 Property-Backed Funding
Your property is your leverage; approvals are based on asset value, not personal credit.
🏆 Experts Who Speak Real Estate
We know the market inside and out, giving you insider guidance to move deals forward with confidence.

What's my monthly payment? Let's cut to the chase

  • 💰 15% interest / 20-year term
  • 📑 No docs or credit check
  • 🏠 Approval based on property value
Loan Amount
$

Why Choose Ironwood Finance? Banks drag their feet – we don’t.

We deliver fast, no-nonsense funding with terms built for real estate investors who can’t afford delays.

  • ✍️ Straightforward terms: 15% interest for 20 years
  • 🕒 Quick approval process
  • 🔑 Flexible use cases
  • 🏠 Bridge, construction, flip, refinance

We’re not a big-box lender – we move faster. With simple terms, quick approvals, and funding delivered in days, Ironwood Finance makes sure your real estate deals never lose momentum.

Ready to get started with real estate financing?

Who Are Hard Money Loans For?

The Right Loan for Every Deal

In real estate, hesitation costs deals. Our hard money loans give you the speed and flexibility to act first – whether you’re flipping, refinancing, building, or bridging to your next opportunity.

🏚️ Fix & Flip
Turn distressed properties into profit with fast funding that lets you buy, renovate, and sell on your timeline.
💵 Cash-Out Refi
Unlock equity in your property and free up cash to reinvest, expand, or keep projects moving forward.
🏗️ New Construction
Break ground quickly with financing designed to fuel builders and developers from start to finish.
🌉 Bridge Loans
Secure short-term capital to close deals fast while waiting on long-term financing or a property sale.

Frequently asked questions

No. Approval is based on the property’s value, not your credit history.
Most deals are funded in days, not months—so you can move fast when opportunity strikes.
We finance residential, commercial, and investment properties, including fix & flips, new construction, and more.
Yes. Even though terms are 20 years, many clients use our loans as bridge financing and refinance later.
No tax returns, pay stubs, or income verification are needed. We focus on property value, not paperwork.
Our loans carry a simple 15% interest rate with a 20-year term—straightforward, transparent, and predictable.
Just apply online with basic property details. A dedicated account rep will guide you through the fast approval process.

Fast Funding. Simple Terms.

Ready to Move on Your Next Deal?

Don’t wait—secure funding today.

With Ironwood, you get fast approvals, simple terms, and the capital you need to close deals with confidence.

Apply Now Talk to a Specialist
Trusted by real estate investors nationwide to fund deals fast and keep projects moving