Frequently Asked Questions
Everything you need to know, no red tape.
General Questions The Basics of Financing
We’re a nationwide lender built for speed and simplicity—funding businesses without the bank runaround.
Banks stall with paperwork. We move fast with clear, no-nonsense funding.
Many clients see funds in days—or even 24–48 hours, depending on the product.
Nope. We care about your assets, deposits, or receivables—not just a credit score.
Anything your business needs—growth, payroll, expenses, or simply cash flow relief.
Real estate, trucking, construction, manufacturing, healthcare—you name it, we probably fund it.
Not at all. Apply online, get a quick decision, and funding follows fast. No hoops, no headaches.
Hard Money Real Estate Our Loans Keep Deals Moving
Nope. Your property’s value is what matters—not your credit score.
Most deals close in just days. Quick cash when timing is critical.
Residential, commercial, investment—whether it’s a flip, a build, or a refi, we can fund it.
Yes. Many clients use them as bridge loans and refinance later.
No mountains of paperwork. We approve based on property value only.
Simple: 15% interest with a 20-year term. Clear, upfront, no surprises.
Apply online in minutes. A dedicated rep will help you move fast from there.
A/R Financing Invoices to Instant Funding
It’s simple: turn unpaid invoices into immediate cash instead of waiting 30–90 days.
You could have money in your account within 24–48 hours.
No—you choose which invoices to factor and when.
Nope. It’s not debt—you’re selling receivables, not borrowing against them.
You get most of it right away, then the rest (minus fees) when your client pays.
No—we base approval on your clients’ credit, not yours.
I have worked with this company for the last couple years and all I can say is that they have always been up front with me and provided me with the funding I have needed.5 stars in my opinion
Robert
Owner/CEO
This company is definitely the best as a first-time business owner. Fortitude Security Inc is so proud to have Jason as our account manager. You really take care of all of my company's needs...highly recommend.
Dejeon
Fortitude Security Inc
Fast & Flexible Financing
Ready to get the funding you need?
We’re not a big-box lender – we move faster and we're more flexible.
With simple terms, quick approvals, and funding in days, Ironwood Finance gives your business the capital it needs to keep moving forward.
