Real Estate Moves Fast. So Do We.
Get the capital you need – when you need it. Our hard money loans close quickly so you can move fast, invest smart, and scale your portfolio.
A better way to finance
We offer fast, flexible funding through hard money real estate loans and invoice factoring. Whether you’re leveraging property or unpaid invoices, we turn your assets into working capital – quickly and with minimal hassle.
Hard Money Real Estate Loans
Quick, asset-backed funding for real estate investors and business owners.
A/R Invoice Factoring
Turn unpaid invoices into working capital.
Get Working Capital
Simple. Fast. Asset‑Backed.
We’re not your typical lender. At Ironwood Finance, we provide flexible capital based on your assets – not just your credit score.
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⚡ Fast FundingWorking with us is fast, simple, and built around your needs. Get approved in hours, funded in days. Minimal paperwork, no red tape.
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🧱 Real Asset ExpertiseFrom real estate to equipment to receivables, we know how to structure deals that work for business owners – not against them.
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📉 Flexible Terms, Lower CostAsset-backed funding offers better terms, longer runway, and smarter repayment options compared to many unsecured loans.
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🧍 Dedicated SpecialistsYou’ll work with a real person – not a call center – who understands your business and helps you find the right solution.
How It Works
Getting funded is simple: apply online or speak with a specialist, get a same-day offer after a quick asset review, and receive funds in just days. You choose how to use the capital – no strings attached.
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Apply Online or Talk to a Specialist
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Tell us what you need – real estate financing, bridge loan, or invoice factoring. No obligation.
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Asset Review & Offer
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We assess your property or invoices and send a funding offer – often the same day.
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Approval & Funding
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Once accepted, we finalize the docs and get you funded. Most deals close in just a few days.
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Use Your Capital, Your Way
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Whether you’re buying property, covering payroll, or scaling up – it’s your capital to grow your business.
I have worked with this company for the last couple years and all I can say is that they have always been up front with me and provided me with the funding I have needed.5 stars in my opinion
This company is definitely the best as a first-time business owner. Fortitude Security Inc is so proud to have Jason as our account manager. You really take care of all of my company's needs...highly recommend.
Why Businesses Trust Ironwood
Texas-Style Funding Since 2014
Based in Corpus Christi, TX, Ironwood Finance started in 2014 to serve small businesses overlooked by banks. Today we operate through our specialty programs:
