Uncertainty and fear surrounding the COVID-19 pandemic have impacted many facets of our lives. So, how is the coronavirus affecting the housing market? In a study conducted by Zillow on how previous pandemics have influenced sales, their findings concluded that home prices remained stagnant or faced a slight decrease. Stated by a Houston credit repair expert, a large portion of …
How to Improve Your Credit Score
Many of the expenditures we make in our lives rely on credit, which is why you must maintain a good credit score. Also, good credit doesn’t just help you get loans and credit cards; it helps you get apartments, cell phone contracts, and even a good job. In this article, we tell you ways to improve your credit score if …
Don’t Fall for the SBA Loan Corona Scammers
“If something sounds too good to be true, it probably is too good to be true.” -U.S. Small Business Administration As Coronavirus continues to shake up the world, we understand you may need to take measures to support your business. Please be aware of the people trying to win off the businesses that are hurting. Yes, the USA has promised …
New Challenges That Staffing Firms Will Face in 2020
With unemployment at its lowest level since 1969, it is more challenging than ever for businesses to find the best, most talented employees. There are more jobs available and fewer talented people to fill them, which has led to greater selectivity and willingness to change jobs if a better offer comes along. In addition, employers have to compete to hire …
What to Do When a Bank Declines a Business for a Traditional Loan
Banks frequently refuse loans to small businesses as running a business is a risky venture. When a bank turns down your application for a business loan, try one of these alternative financing solutions. Here’s what to do when a bank declines a business for a traditional loan: Research Available Government Grants Grants, subsidies, and various government loans may provide an …
11 Ways to Grow Your Business This Valentine’s Day
Valentine’s Day provides an incredible opportunity for businesses to bring in extra revenue. From offering Valentine’s Day-themed items to couple-themed experiences, there are many ways to boost your earnings during the days that lead up to this holiday. Read on to learn how your business can maximize its revenue on Valentine’s Day this year. How to Take Advantage of a …
How to Grow Your Business in 2020
Growing a business requires considerable effort. Almost every aspect of your daily operations — including personnel, distribution, IT, sales, marketing, and financing — may require scaling. Without the right strategy, attempting to grow a business may result in major losses. Use the following steps to successfully grow your business in 2020. Analyze and Research Your Growth Strategies Research is the …
How to Use a Personal or Business Property as Collateral to Gain Working Capital
There is one fundamental truth for any business out there. It is that you need cash to help progress and grow your business. This isn’t limited to start-ups; it can also encompass limited liability corporations, sole proprietorships, or small businesses that need loans. They will have to have been around for 3 months to multiple years in business. The funding …
Understanding the Difference Between an SMB and a Start-up Business
SMBs and start-up businesses may struggle to compete with global organizations. Understanding the differences between SMBs and start-ups may help uncover some of the potential obstacles these faces tend to face. What Is an SMB? A small to mid-size business (SMB) is typically defined as a business with fewer than 1000 employees. You may also categorize SMBs based on their …
5 Reasons You Should Create a Budget
All too often, people with good jobs and healthy bank accounts eschew the task of creating a household budget. They assume budgets are for the financially struggling who need to count their pennies to avoid bankruptcy or worse. Yet you can not plan for the future based on such assumptions. For anyone with goals — even if the goal is …